Financial model for sustainable implementation
When you are aiming for sustainable implementation of your innovation one important question to ask is: who is paying the use of the innovation when it is incorporated in standard care?
Below we list the main options of financing models, including examples. For many innovations in diagnostics and treatment the health insurance route will apply. For applications concerned with quality of care or lifestyle interventions the other financiers can also be an option. For E-health solutions careful consideration is necessary, because this is a relatively new playing field. Hogeschool Windesheim has made an informative website on the innovation routes of e-health products (in Dutch).
Financer | type of innovations | examples | info |
Health ensurer | Medical applications and care that are covered by the basic or extended health care insurance. This includes care provided by medical specialists and medication. The Zorgverzekeringswet (ZvW) applies. | - novel medicine - novel diagnostic applications | |
Municipality (gemeente) | Innovation that contribute to self-reliance for patients at home or support for informal care (mantelzorg). The "Wet maatschappelijke ondersteuning (WMO) applies. | - a program that supports partners of cancer patients | read more (in Dutch) |
Patient | If the innovation is not covered by health insurers and the patient can use the innovation without a doctor's referral. | - products available at the drugstore - e-health applications that fall outside the insurance package - medical aids that fall outside the insurance package | read more (in Dutch) |
Health care provider | An application saves the healthcare provider time and money and for which there is support in the organization. In general, health care providers only finance applications that support the execution of care. The care itself in general will be covered by health care insurance, in a sustainable financing model. In temporary financing models, health care providers can play a role. | - An electronic client file hosted externally by a service provider | read more (in Dutch) |
